Get Your
Medicare Advantage
Plan Review and options

If you are Turning 65, New to Medicare Parts A & B, Moving or Losing Coverage, or within an enrollment period you may be eligible to enroll in a plan. 
Get connected with a licensed sales agent to check your enrollment eligibility and review your plan options.   

The Importance of Medicare Advantage

Health is one of the most precious assets, so it is highly essential to choose a health plan that provides sufficient coverage and reliable protection for you and your family. The more specific plan for health insurance is Medicare Advantage which is not the same as a standard life insurance policy.

What is Original Medicare?

Original Medicare is a U.S. federal government health insurance program that subsidizes healthcare services. The plan covers people aged 65 or older, younger people who meet specific eligibility criteria, and individuals with certain diseases. While people have more understanding of life insurance policies, they are usually not sure about how Original Medicare insurance functions.

Medicare Part A & B

Original Medicare is distributed into diverse plans that cover a variety of healthcare scenarios, some of which come at a cost to the insured person. The program offers consumers more choices in terms of costs and coverage, it also introduces intricacy for those seeking to sign up. Original Medicare is a national-level program that sponsors healthcare services for everyone who is 65 or older, younger people with certain eligibility criteria, and people with definite diseases. It is divided into four categories: Medicare Part A, Part B, Part C (also called Medicare Advantage), and Medicare Part D for prescription drugs.

Medicare Part A is free for those who made Original Medicare contributions for more than 10 years through their payroll taxes. Patients are liable to pay premiums for other parts of the Original Medicare program.

Original Medicare Eligibility

Eligibility depends on certain criteria. Anyone who has lived in the United States legally for at least five years and is 65 or older qualifies for coverage. Enrollment in both Parts A and B is automatic for anyone who receives Social Security benefits. Part D coverage is optional, and enrollment must be done by the individual.

People under age 65 may qualify if they receive Social Security Disability Insurance (SSDI). Those who receive SSDI generally need to wait 24 months after they receive their first check before they become eligible for Original Medicare although the program waives this requirement for anyone with ALS and or with permanent kidney failure. Enrollment can be done through the Social Security Administration (SSA) website.

Initial Enrollment Period into Original Medicare starts 3 months before the 65th birthday, the month of, and 3 months after. Medicare Advantage & Prescription Drug Plan Annual Enrollment Period is from Oct 15 - Dec 7 of every year. Open Enrollment Period is for those who are just aging into Original Medicare, recently moved, losing current coverage, or have other SEP qualifying conditions from Jan 1st - March 31st of every year.

Is Medicare Advantage Worth Buying?

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage. Considering this is a big decision on your part, we advise you to connect with Insurance EASE for reliable consultancy and understanding of your needs.

It is highly recommended to consider more than one insurance company before purchasing the policy. This will help you choose the right plan.

Original Medicare vs Medicaid

Both Original Medicare and Medicaid are government-sponsored health insurance programs, but there are different eligibility requirements for each one. While Original Medicare is meant for those 65 and older and younger people with certain health conditions, Medicaid is a joint federal and state program that provides healthcare coverage to people with low incomes. Recipients are required by their state to have a limited amount of liquid assets.

Anyone with Medicaid coverage is eligible to receive different services such as doctor and nursing services, x-rays, hospitalization, home health care, and lab and x-ray services. Some states may also extend patients' prescription drug coverage, physical therapy, dental services, and medical transportation.

Choosing the Right Medicare Advantage Plans Carrier

When you feel that Medicare Advantage plans are the trusted option for you. The next step is to choose a reliable Medicare Advantage Carrier. You may shop around to choose the most suitable plan Carrier. For this, you could analyze and evaluate various policy features. You may be sure that you completely understand the policy terms and conditions. It is also a good idea to check insurers’ financial health by searching their credit rating.